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MBFS is a Credit Union Service Organization jointly owned by American Heritage Federal Credit Union, Viriva Community Credit Union, American Spirit Federal Credit Union, Century Heritage Federal Credit Union, Wes-Aircomm Federal Credit Union, Discovery Federal Credit Union, Launch Federal Credit Union, Sun East Federal Credit Union, People First Federal Credit Union, Erie Federal Credit Union, Choice One Community Federal Credit Union, Eagle One Federal Credit Union, and Service 1st Federal Credit Union. 

MBFS assists credit unions to fund business loans within their markets in order to meet the strategic goals for their organization. The CUSO provide credit analysis, loan document preparation, relationship management, and loan servicing for credit unions as deemed prudent by our Board of Directors and in the best interests of Member Business Financial Services and our credit union partners.

In January 2016 MBFS finished the process of consolidating operations with Keystone Business Lending Solutions, LLC ("KBLS") of Wexford, PA. KBLS had three full-time staff members that were incorporated into the CUSO. The CUSO maintained the KBLS office in western Pennsylvania in addition to the headquarters in suburban Philadelphia. Support personnel for Information Systems, Accounting, Facilities, and Human Resources are provided through American Heritage FCU.

Member Business Financial Services has focused on becoming the preferred partner for credit unions in the Mid-Atlantic and northeast United States business lending marketplace. The past five years have seen a strong growth pattern for the credit unions in loans under management and funded by the CUSO. MBFS has grown to serve 70+ credit unions and service more than $850 million in business loans.